Even though they have been around for many years air mile credit cards are very popular, especially for those who like to travel. These cards can help you with rental cars and hotel expenses. As long as you use the points you have accumulated by using your card.
How does it work?
Air mile credit cards give you points or miles with every purchase you make, Normally, with every dollar you spend. You can redeem these points for travel-related expenses. In most cases, you can use your points or miles to get a free airline ticket to any destination of your choice. Frequent flyers can use those very miles or points to redeem your reward faster.
Qualifying purchases
first of all, you will want to look at blackout dates. Many companies have decided to drop them and their expiration dates completely. Likewise, you will also want to find out what type of purchases you can make in order to gain these rewards.
Cash advances and some purchases that you make may not be included in your reward incentives. The bigger purchase items, such as plain tickets and electronics may have more miles included. Therefore, you will want to inquire so you can plan your purchases.
Interest rates
Another area of importance is the interest rate and other hidden fees. Although your rewards may sound great, you do not want to pay too much in fees or an annual rate just to reap the benefits. You should look deeper into the air mile credit card that you are interested in. Find out how much the interest rates are and if there are any annual fees to using the card.
How to get a card
There are many companies out there that offer air mile cards such as United and American Airlines. You can choose to get one online, through a bank, or even a credit card company. Each option is unique and offers its own set of features. Therefore, you should always look at different companies and make comparisons before selecting a card.
If you check into what each manufacturer offers, you can normally get a great deal. Also, make sure that find out what other rewards are included with the air mile credit card you get as well – as this can help you to make your decision when you finally decide to get the card.
Final thoughts
Air mile or air-miles credit cards can be great to have, as long as the fees do not overshadow the benefits. You could end up paying an arm and a leg in fees with a high annual rate. The get the most out of an air mile credit card, you should use your card on a frequent basis. You can really rack up the points if you purchase everything with your credit card instead of using a debit card or cash.
